Welcome to Laura Sue Toms. By accessing or using our website or services, you agree to these Terms of Service.
1. Definitions
- “Company” refers to Laura Sue Toms
- “User” refers to you, the individual or entity accessing our services
- “Services” include financial advisory, investment, and other related services
2. Use of Services
- You must be at least 18 years old to use our services, as required by Illinois law
- You agree to provide accurate and complete information
- You understand that our services are not a substitute for professional advice
3. Account Registration and Security
- You are responsible for maintaining account security and confidentiality
- You agree to notify us immediately of any unauthorized access
4. Intellectual Property
- Our content, including text and images, is protected by copyright under Illinois and federal law
- You may not reproduce or distribute our content without permission
5. Disclaimers and Limitations
- Our services are provided “as is” without warranties, as permitted by Illinois law
- We are not liable for damages resulting from use of our services, except as required by law
6. Governing Law
- These Terms are governed by the laws of the State of Illinois
- Any disputes will be resolved through arbitration in accordance with the Illinois Uniform Arbitration Act
7. Changes to Terms
- We may update these Terms periodically
- Changes will be effective immediately upon posting
8. Contact Us
For questions or concerns about these Terms, please contact us at support@laurasuetoms.com or:
Laura Sue Toms
2056 Westings Avene STE 540 Naperville, IL
Acknowledgement
By using our services, you acknowledge that you have read, understood, and agree to these Terms of Service.
